Rev. 08/2020
Facts WHAT DOES NEBRASKA ENERGY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security and income
  • Account balances and payment history
  • Credit history and credit scores
How?
All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons NEFCU chooses to share; and whether you can limit this sharing.
When you are no longer our customer, we continue to share your information a describe in this notice.
Reasons We Can Share Your Personal Information Does NEFCU             Share? Can You Limit This Sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No
For our marketing purposes –
To offer our products and services to you

Yes

No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
No
We Don't Share
For our affiliates’ everyday business purposes – 
Information about your creditworthiness
No 		   
 We Don't  Share
For our affiliates to market to you No We Don't  Share
For nonaffiliates to market to you No We Don't Share
Questions? Call (800)453-3913 or go to www.ne-fcu.org
What We Do
How does NEFCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does NEFCU collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit card or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • NEFCU has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • NEFCU does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • NEFCU does not jointly market.
Nonpublic personal information
Personally identifiable financial information; and any list, description, or other grouping of consumers (and publicly available information pertaining to them) that is derived using any personally identifiable financial information that is not publicly available.
Personally identifiable financial information
Information a consumer provides to NEFCU to obtain a financial product or service or as a result from any transaction.